One of the reasons for the increasing popularity of online banking is the possibility to carry out financial transactions around the clock as well as smaller fees required by online banks.
Germany with its 38% of online users ranks 9th among EU member states. The European average percentage is 29%. Leading in this respect is Finland where 72% of the population use online banking followed by the Netherlands (69%) and Sweden (65%). Estonia and Latvia rank 5th and 8th respectively.
With the introduction of an electronic passport which is planned for autumn 2010 online banking in Germany could become significantly more widespread given that the new passport could be issued with a digital signature which would make internet use more secure. This signature could be used on many other occasions as well.
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